(CA) EOTW: Why 2025 Might Be the Year to Buy A Home

It’s true.

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If you’re considering buying a home, today’s prices could look cheap a year from now.

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Here’s why:

1. Home prices are predicted to rise 4.4% this year (Canadian Real Estate Association): Buying now could save you thousands in the long run.

2. Mortgage rates are lower: The Bank of Canada cut rates by 1.75% last year, making borrowing more affordable (Canadian Real Estate Association).

3. Easier financing options: Insured mortgages now cover homes up to $1.5M, allowing buyers to qualify with as little as 5% down (Financial Post).

4. Demand is growing: After two years of flat prices, buyers who’ve been waiting on the sidelines are ready to act. Competition is heating up quickly.

5. Immigration is driving the market: Canada’s 2025 immigration target of nearly 400,000 new residents adds strong, sustained demand for housing.

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Here’s why this matters:

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It’s never too soon to get prepared. The right home doesn’t wait—especially in a market that’s gaining momentum. Having your financing in order, understanding your options, and knowing your next steps will make all the difference when the time comes.

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If you’d like to talk about your plans—or even just explore what’s possible—I’m here to help. Let’s map out a strategy that fits your goals, your timeline, and your vision for 2025.

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Sincerely,
[Your Name]

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p.s. Not looking to buy but know someone who is? Forward this email to a friend who’s mentioned moving in 2025. They can text me directly at XXX-XXX-XXXX and I can help them get prepared—whether they want to buy tomorrow, next month, or 4+ months from now.

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