And welcome back, hope you guys have an awesome day and thank you so much for joining me in today's video because I have a lot to share. So this CPI report for September was just released this morning which is um October 13th, on Thursday. This is causing a lot of havoc amongst the markets regarding the stock market and of course the bond market, as well. And the bond market, of course, affects the housing market because it impacts mortgage rates so in today's video I'm going to share an update regarding mortgage rates which by the way have surged to a new 22-year high.