I get why people want to wait for rates to dip under 5.99%—it sounds like the smart move.And while you might shave a little off the top when and IF it ever happens, home prices are projected to keep climbing, and that cost far outweighs the rate improvement.If you want to buy smart, don’t let a micro-rate distract you from a macro-market..For lower monthly payments, let’s talk strategy and negotiations! ..Nichole SkeenLicensed Montana REALTOR Engel&Völkers Advisor 406-600-2612Nichole.Skeen@evrealestate.com